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Burlington Real Estate

SAVE vs. SPLURGE - Kitchen Reno's

Friday Nov 16th, 2018

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Making generalizations when it comes to where to spend money on a kitchen renovation can be tricky. What’s important to one person may not be important to another – particularly when it comes to those who love to cook and those who don’t. But when it comes to ROI there are certain elements that are more important than others. Here are my recommendations on where you can save money, and where you should splurge. Save – Tile Some people disagree with this because... [read more]

Millennials made up half of Canada’s first-time home buyers in 2018

Monday Nov 12th, 2018

Share

Millennials made up half of Canada’s first-time home buyers in 2018 The CMHC conducted the online survey in April of this year, getting feedback from 4,000 recent mortgage consumers who self-identified as the “prime household decision maker” and who had made a mortgage transaction in the past 12 months. Of those respondents, 68% renewed their mortgage, 15% refinanced one, 9% were first-time buyers and 7% were repeat buyers. Of those who were first-time buyers,... [read more]

11 tips for decorating a living room

Monday Nov 12th, 2018

Share

  Whether your style is traditional or modern, relaxed or formal, bold or subdued, your living room should be a place where you can feel comfortable, let down your guard and spend quality time with friends, family or just yourself. There’s an art to decorating a room that looks great and works well for you. So before you dive into a living room redesign with your pro, arm yourself with a few designer tips and tricks. Here are some of my... [read more]

What do rising rates mean for the housing market?

Tuesday Oct 30th, 2018

Share

At the end of October The Bank of Canada had its 5th rate increase in 15 months (article linked below) The expectation is that rates will continue to rise. A qualified mortgage broker will be able to advise on which mortgage terms make the most sense given your qualification and hime horizon! Check out @mission35mortgages on Instagram  How a rise in interest rates affects you A rise in interest rates can cost you more to borrow money. When interest rates rise, your loan... [read more]

Autumn activities in the Hamilton- Burlington area

Tuesday Oct 23rd, 2018

Share

1. Dyments Pumkin Patch Pumpkin patch, market & bakery http://www.dyments.com/ 2. Springridge Farm Bakery, cafe, cutest little gift shop! hay rides, corn maze ! Lots to do here http://www.springridgefarm.com/ 3. Frootogo Orchards Playground, apples, pumpkins & more! http://www.frootogo.ca/ 4. Carluke Orchards, Ancaster  Pick your own apples! Bakery & gourmet food Market https://www.carlukeorchards.ca/ 5. Andrews Scenic Acres,... [read more]

How to survive a kitchen remodel

Thursday Oct 11th, 2018

Share

So you’ve decided to remodel your kitchen. Congratulations, and I cannot wait to see pictures of it when it’s done. But in the meantime, you need to know what to anticipate and how to handle it.  Home remodeling pros and those who have been through a kitchen remodel can agree that the best way to get through it is to flee and stay somewhere else. But this option is not always viable, so here is what to expect if you have to live in your house through a remodel and how to... [read more]

13 bedroom decorating ideas for a SMALL space

Monday Aug 27th, 2018

Share

1. Establish a singular, strong focal point. 2. Choose a foot-of-the-bed bench that incorporates storage. 3. Inject color without overwhelming the space by painting half the wall. 4. Opt for sconces in lieu of table lamps. 5. Allow your vanity to do double duty as a nightstand. 6. Add a bedskirt to hide any under-bed storage.   7. Think vertically when it comes to displaying artwork and found objects. 8. Use a stool... [read more]

FAQ: What is the difference between and Deposit and Down Payment

Friday Aug 24th, 2018

Share

Simply Put: DEPOSIT Money you give (usually) 24 hours within acceptance of your offer.  Example Purchase Price: $500,000: Deposit: $25,000. *Almost always this is made payable to the listing brokerage and held in trust. * There is no hard and fast rule as to how much you have to give for the deposit. But typcially it is not lower than 5% of the purchase price. This ensures that the buyer doesn't walk away after a deal is firm & also show you're commited to... [read more]

Your To-do list-August Checklist

Wednesday Aug 01st, 2018

Share

With the transition from summer travels to the beginning of a new school year (and maybe some back-to-work blues), August can feel like a sudden downshift from the fun of vacation. Stretch out these last days of summer by squeezing in a few more home projects, savoring simple pleasures and, when the time comes, cleaning up the beach toys and preparing the house for a busy fall. Pick from these 13 to-dos to create your perfect August plan. Things to Check Off Your List in an Hour or... [read more]

Brunch hotspots Downtown Hamilton

Monday Jul 23rd, 2018

Share

Looking for a good spot for Brunch downtown Hamilton. Here are some of my favourites🍳🥐☕️ 1. @thefrenchhamont - great atmosphere, food is excellent. It has a genuine euro vibe to it. Very picture perfect😊 2. Mezza Cafe - this one is for the coffee & espresso lovers ! Their cannolis are unreal too ! 3. @aberdeentavern I absolutely love their courtyard style patio and the food is amazing every single time ! 4. @thebeverly__ unique menu, cute patio and fab food... [read more]

Property Assessment and Taxation

Monday Apr 30th, 2018

Share

Each component of Ontario's property assessment system plays an important role. MPAC is responsible for assessing and classifying more than five million properties in Ontario in compliance with the Assessment Act and regulations set by the Government of Ontario. Municipalities determine revenue requirements, set municipal tax rates and collect property taxes to pay for municipal services. Education tax rates, set by the Ontario Government, may also be applied using the... [read more]

#TERMINOLOGYTUESDAY closing costs

Wednesday Mar 28th, 2018

Share

Be aware of what you have to pay for, so you can work it into your budget ahead of time!🏡 You can read this all in my blog. Link in bio BEFORE CLOSING ✔️Deposit- typically 5% or purchase price ✔️Home Inspection- $300-$500 ON CLOSING ✔️Balance of the purchase price- purchase price minus deposit amount. (This will come from your lender and become your mortgage🙌🏻) ✔️Legal Fees- usually budget around $1,100-1,800 ✔️Title Insurance (sometimes included in your... [read more]

#TERMINOLOGYTUESDAY Title Insurance

Tuesday Jan 23rd, 2018

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What is "Title?" "Title" is a word lawyers use to describe the right of ownership to land. When you purchase a home, title is transferred to you, the new home owner. What is Title Insurance Title insurance is an insurance policy that protects you, the home owner, against challenges to the ownership of your home or from problems related to the title to your home. The policy provides coverage against losses due to title defects, even if the defects existed before you... [read more]

Start preparing now for a smooth sale in 2018

Monday Nov 13th, 2017

Share

If you're thinking of selling your home in 2018, it's never too soon to start preparing. Now is the time to get your finances in order and begin working on those minor projects around the house that will help you realize top dollar when it comes time to list. When trying to zero in on where your money will best be spent, consider what most buyers are looking for. Some improvements may cost a few thousand dollars but are almost guaranteed to increase the value of your home, thus... [read more]

Pick a pumpkin in the Hamilton- Burlington area

Thursday Oct 26th, 2017

Share

Nothing says, "October has arrived" like a visit to your local pumpkin patch! Here in the Hamilton-Burlington area, there are numerous options for families on the hunt for that perfect pumpkin.  Dyment's Pumpkin Patch – The season kicks off on October 7 and will be open every weekend until October 31. Activities include a barnyard play area, machinery shed, straw fort, corn bin, trike track, Spookley Theatre, wagon rides and the corn maze. Admission is $12 for... [read more]

The importance of good lighting

Monday Oct 23rd, 2017

Share

If you're thinking of selling or are simply trying to create a cozy ambiance in your brand new home, lighting is an important factor to consider. Lighting, or lack thereof, has the power to affect the mood and atmosphere of any given space. A good home lighting strategy begins outside. Smart outdoor lighting is your first opportunity to wow potential buyers and houseguests. Greeting them the moment they arrive, strategically placed lights create a safe, lavish feel. If you have a... [read more]

What's happening this month in Burlington?

Tuesday Oct 03rd, 2017

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What's happening this month in Burlington?    Welcome to the harvest season! It seems that almost overnight the leaves changed colour and the temperature dropped, ushering us into autumn and all the fun that comes with it!  There are a variety of exciting events happening in the City of Burlington and this month, it's all about enjoying nature, being entertained and giving back!  Fall Into Nature Hikes – October 7-9 and 14-15  Immerse yourself... [read more]

Prevent theft this winter at your cottage

Tuesday Sep 12th, 2017

Share

Prevent theft this winter at your cottage    Cottage owners: the summer is almost behind us for another year and it's time to start thinking about closing up the cottage for the winter. It isn't just the elements you need to protect your cottage from during the off-season. Some would-be thieves target cottage country, knowing that many beautiful properties are sitting empty in secluded areas. Deter burglars with these tips. 1. Lock windows or board them and safely... [read more]

The internet can only help you so much, have an experienced Realtor on your side

Tuesday Sep 12th, 2017

Share

The internet can only help so much. Have an experianced Real Estate Sales Representive on your side. Although the internet is full of information, you need to have a seasoned real estate professional at your side to help navigate the often complex process. THE TOP 5 REASONS YOU NEED AN AGENT 1. To negotiate the best deal A computer isn't able to negotiate with the other party to get you the best deal on a home you love 2. To find the right home. A home may look perfect... [read more]

New Rent Control Rules Realtors Need to know

Friday Sep 08th, 2017

Share

In April 2017, the Government of Ontario announced Ontario’s Fair Housing Plan, comprised of 16 new housing measures. As part of the Housing Plan, many of the measures focused on the rental-housing market and introduced Bill 124, the Rental Fairness Act, 2017. Ontario recently announced new rules pertaining to evictions. Effective, September 1st, 2017, when a landlord ends a tenancy for personal use of the rental unit (themselves or family member), landlords must provide one... [read more]

Is condo living right for you?

Thursday Sep 07th, 2017

Share

Buyers have plenty of choice when it comes to choosing the type of home they will buy. You can purchase new from a builder, or shop around for a resale townhouse, single family home or condominium.  The latter is an excellent option for first-time buyers, young professionals and retirees or those looking to downsize. That's not to say that all condos are affordable. A spacious unit in a well-appointed building can easily boast a price tag well into the millions with monthly... [read more]

Plan the perfect backyard soiree!

Friday Aug 25th, 2017

Share

Plan the perfect backyard soiree!    Planning a dinner party can be as complicated or as simple as you make it. If you've recently moved into a new home and are eager to throw your first outdoor soiree, August is the perfect time of year to do so!  The first thing you'll need to do is decide on the type of party you'll be throwing. Will it be a sit-down dinner for six to 10? Or would you rather host a larger group with passed hors d'oeuvres and... [read more]

First-timers: Are you ready to buy?

Thursday May 25th, 2017

Share

While interest rates remain low, there have been a few changes in recent months and some even bigger changes in recent years that have made purchasing a home tougher for first-time buyers. Prices across most of the country are on the rise and housing stock is low in many areas, creating a fast-paced, red-hot real estate market that is leaving some in the dust. Here are three things you should consider before you start the hunt for your first home: Can you afford it? Without a doubt, this... [read more]

READ MORE

SAVE vs. SPLURGE - Kitchen Reno's

Friday Nov 16th, 2018

Share

Making generalizations when it comes to where to spend money on a kitchen renovation can be tricky. What’s important to one person may not be important to another – particularly when it comes to those who love to cook and those who don’t. But when it comes to ROI there are certain elements that are more important than others. Here are my recommendations on where you can save money, and where you should splurge. Save – Tile Some people disagree with this because... [read more]

Millennials made up half of Canada’s first-time home buyers in 2018

Monday Nov 12th, 2018

Share

Millennials made up half of Canada’s first-time home buyers in 2018 The CMHC conducted the online survey in April of this year, getting feedback from 4,000 recent mortgage consumers who self-identified as the “prime household decision maker” and who had made a mortgage transaction in the past 12 months. Of those respondents, 68% renewed their mortgage, 15% refinanced one, 9% were first-time buyers and 7% were repeat buyers. Of those who were first-time buyers,... [read more]

11 tips for decorating a living room

Monday Nov 12th, 2018

Share

  Whether your style is traditional or modern, relaxed or formal, bold or subdued, your living room should be a place where you can feel comfortable, let down your guard and spend quality time with friends, family or just yourself. There’s an art to decorating a room that looks great and works well for you. So before you dive into a living room redesign with your pro, arm yourself with a few designer tips and tricks. Here are some of my... [read more]

What do rising rates mean for the housing market?

Tuesday Oct 30th, 2018

Share

At the end of October The Bank of Canada had its 5th rate increase in 15 months (article linked below) The expectation is that rates will continue to rise. A qualified mortgage broker will be able to advise on which mortgage terms make the most sense given your qualification and hime horizon! Check out @mission35mortgages on Instagram  How a rise in interest rates affects you A rise in interest rates can cost you more to borrow money. When interest rates rise, your loan... [read more]

Autumn activities in the Hamilton- Burlington area

Tuesday Oct 23rd, 2018

Share

1. Dyments Pumkin Patch Pumpkin patch, market & bakery http://www.dyments.com/ 2. Springridge Farm Bakery, cafe, cutest little gift shop! hay rides, corn maze ! Lots to do here http://www.springridgefarm.com/ 3. Frootogo Orchards Playground, apples, pumpkins & more! http://www.frootogo.ca/ 4. Carluke Orchards, Ancaster  Pick your own apples! Bakery & gourmet food Market https://www.carlukeorchards.ca/ 5. Andrews Scenic Acres,... [read more]

How to survive a kitchen remodel

Thursday Oct 11th, 2018

Share

So you’ve decided to remodel your kitchen. Congratulations, and I cannot wait to see pictures of it when it’s done. But in the meantime, you need to know what to anticipate and how to handle it.  Home remodeling pros and those who have been through a kitchen remodel can agree that the best way to get through it is to flee and stay somewhere else. But this option is not always viable, so here is what to expect if you have to live in your house through a remodel and how to... [read more]

13 bedroom decorating ideas for a SMALL space

Monday Aug 27th, 2018

Share

1. Establish a singular, strong focal point. 2. Choose a foot-of-the-bed bench that incorporates storage. 3. Inject color without overwhelming the space by painting half the wall. 4. Opt for sconces in lieu of table lamps. 5. Allow your vanity to do double duty as a nightstand. 6. Add a bedskirt to hide any under-bed storage.   7. Think vertically when it comes to displaying artwork and found objects. 8. Use a stool... [read more]

FAQ: What is the difference between and Deposit and Down Payment

Friday Aug 24th, 2018

Share

Simply Put: DEPOSIT Money you give (usually) 24 hours within acceptance of your offer.  Example Purchase Price: $500,000: Deposit: $25,000. *Almost always this is made payable to the listing brokerage and held in trust. * There is no hard and fast rule as to how much you have to give for the deposit. But typcially it is not lower than 5% of the purchase price. This ensures that the buyer doesn't walk away after a deal is firm & also show you're commited to... [read more]

Your To-do list-August Checklist

Wednesday Aug 01st, 2018

Share

With the transition from summer travels to the beginning of a new school year (and maybe some back-to-work blues), August can feel like a sudden downshift from the fun of vacation. Stretch out these last days of summer by squeezing in a few more home projects, savoring simple pleasures and, when the time comes, cleaning up the beach toys and preparing the house for a busy fall. Pick from these 13 to-dos to create your perfect August plan. Things to Check Off Your List in an Hour or... [read more]

Brunch hotspots Downtown Hamilton

Monday Jul 23rd, 2018

Share

Looking for a good spot for Brunch downtown Hamilton. Here are some of my favourites🍳🥐☕️ 1. @thefrenchhamont - great atmosphere, food is excellent. It has a genuine euro vibe to it. Very picture perfect😊 2. Mezza Cafe - this one is for the coffee & espresso lovers ! Their cannolis are unreal too ! 3. @aberdeentavern I absolutely love their courtyard style patio and the food is amazing every single time ! 4. @thebeverly__ unique menu, cute patio and fab food... [read more]

Property Assessment and Taxation

Monday Apr 30th, 2018

Share

Each component of Ontario's property assessment system plays an important role. MPAC is responsible for assessing and classifying more than five million properties in Ontario in compliance with the Assessment Act and regulations set by the Government of Ontario. Municipalities determine revenue requirements, set municipal tax rates and collect property taxes to pay for municipal services. Education tax rates, set by the Ontario Government, may also be applied using the... [read more]

#TERMINOLOGYTUESDAY closing costs

Wednesday Mar 28th, 2018

Share

Be aware of what you have to pay for, so you can work it into your budget ahead of time!🏡 You can read this all in my blog. Link in bio BEFORE CLOSING ✔️Deposit- typically 5% or purchase price ✔️Home Inspection- $300-$500 ON CLOSING ✔️Balance of the purchase price- purchase price minus deposit amount. (This will come from your lender and become your mortgage🙌🏻) ✔️Legal Fees- usually budget around $1,100-1,800 ✔️Title Insurance (sometimes included in your... [read more]

#TERMINOLOGYTUESDAY Title Insurance

Tuesday Jan 23rd, 2018

Share

What is "Title?" "Title" is a word lawyers use to describe the right of ownership to land. When you purchase a home, title is transferred to you, the new home owner. What is Title Insurance Title insurance is an insurance policy that protects you, the home owner, against challenges to the ownership of your home or from problems related to the title to your home. The policy provides coverage against losses due to title defects, even if the defects existed before you... [read more]

Start preparing now for a smooth sale in 2018

Monday Nov 13th, 2017

Share

If you're thinking of selling your home in 2018, it's never too soon to start preparing. Now is the time to get your finances in order and begin working on those minor projects around the house that will help you realize top dollar when it comes time to list. When trying to zero in on where your money will best be spent, consider what most buyers are looking for. Some improvements may cost a few thousand dollars but are almost guaranteed to increase the value of your home, thus... [read more]

Pick a pumpkin in the Hamilton- Burlington area

Thursday Oct 26th, 2017

Share

Nothing says, "October has arrived" like a visit to your local pumpkin patch! Here in the Hamilton-Burlington area, there are numerous options for families on the hunt for that perfect pumpkin.  Dyment's Pumpkin Patch – The season kicks off on October 7 and will be open every weekend until October 31. Activities include a barnyard play area, machinery shed, straw fort, corn bin, trike track, Spookley Theatre, wagon rides and the corn maze. Admission is $12 for... [read more]

The importance of good lighting

Monday Oct 23rd, 2017

Share

If you're thinking of selling or are simply trying to create a cozy ambiance in your brand new home, lighting is an important factor to consider. Lighting, or lack thereof, has the power to affect the mood and atmosphere of any given space. A good home lighting strategy begins outside. Smart outdoor lighting is your first opportunity to wow potential buyers and houseguests. Greeting them the moment they arrive, strategically placed lights create a safe, lavish feel. If you have a... [read more]

What's happening this month in Burlington?

Tuesday Oct 03rd, 2017

Share

What's happening this month in Burlington?    Welcome to the harvest season! It seems that almost overnight the leaves changed colour and the temperature dropped, ushering us into autumn and all the fun that comes with it!  There are a variety of exciting events happening in the City of Burlington and this month, it's all about enjoying nature, being entertained and giving back!  Fall Into Nature Hikes – October 7-9 and 14-15  Immerse yourself... [read more]

Prevent theft this winter at your cottage

Tuesday Sep 12th, 2017

Share

Prevent theft this winter at your cottage    Cottage owners: the summer is almost behind us for another year and it's time to start thinking about closing up the cottage for the winter. It isn't just the elements you need to protect your cottage from during the off-season. Some would-be thieves target cottage country, knowing that many beautiful properties are sitting empty in secluded areas. Deter burglars with these tips. 1. Lock windows or board them and safely... [read more]

The internet can only help you so much, have an experienced Realtor on your side

Tuesday Sep 12th, 2017

Share

The internet can only help so much. Have an experianced Real Estate Sales Representive on your side. Although the internet is full of information, you need to have a seasoned real estate professional at your side to help navigate the often complex process. THE TOP 5 REASONS YOU NEED AN AGENT 1. To negotiate the best deal A computer isn't able to negotiate with the other party to get you the best deal on a home you love 2. To find the right home. A home may look perfect... [read more]

New Rent Control Rules Realtors Need to know

Friday Sep 08th, 2017

Share

In April 2017, the Government of Ontario announced Ontario’s Fair Housing Plan, comprised of 16 new housing measures. As part of the Housing Plan, many of the measures focused on the rental-housing market and introduced Bill 124, the Rental Fairness Act, 2017. Ontario recently announced new rules pertaining to evictions. Effective, September 1st, 2017, when a landlord ends a tenancy for personal use of the rental unit (themselves or family member), landlords must provide one... [read more]

Is condo living right for you?

Thursday Sep 07th, 2017

Share

Buyers have plenty of choice when it comes to choosing the type of home they will buy. You can purchase new from a builder, or shop around for a resale townhouse, single family home or condominium.  The latter is an excellent option for first-time buyers, young professionals and retirees or those looking to downsize. That's not to say that all condos are affordable. A spacious unit in a well-appointed building can easily boast a price tag well into the millions with monthly... [read more]

Plan the perfect backyard soiree!

Friday Aug 25th, 2017

Share

Plan the perfect backyard soiree!    Planning a dinner party can be as complicated or as simple as you make it. If you've recently moved into a new home and are eager to throw your first outdoor soiree, August is the perfect time of year to do so!  The first thing you'll need to do is decide on the type of party you'll be throwing. Will it be a sit-down dinner for six to 10? Or would you rather host a larger group with passed hors d'oeuvres and... [read more]

First-timers: Are you ready to buy?

Thursday May 25th, 2017

Share

While interest rates remain low, there have been a few changes in recent months and some even bigger changes in recent years that have made purchasing a home tougher for first-time buyers. Prices across most of the country are on the rise and housing stock is low in many areas, creating a fast-paced, red-hot real estate market that is leaving some in the dust. Here are three things you should consider before you start the hunt for your first home: Can you afford it? Without a doubt, this... [read more]

READ MORE